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CDRates

Prairie Trust Credit Union

Member-owned credit union with competitive share certificates.

4.0 (3)
Visit Prairie Trust Credit Union →
Website
example.com/prairie-trust-credit-union
Headquarters
Omaha, NE
Institution type
Credit union
Deposit insurance
NCUA
Founded
1978

Current CD rates vs. the market

Each rate compared with the best APY and the top-5 average for the same term across every lender we track.

Product Term Min. deposit APY Best rate vs. best Top-5 avg vs. top 5 Rank

6-Month CD

Penalty: 90 days of interest

 6-month $1,000 4.68% 4.68% Best rate 4.51% +0.17 pts #1 of 7

1-Year CD

Penalty: 90 days of interest

 1-year $1,000 4.76% 4.80% −0.04 pts 4.69% +0.07 pts #3 of 7

2-Year CD

Penalty: 180 days of interest

 2-year $1,000 4.22% 4.37% −0.15 pts 4.31% −0.09 pts #5 of 8

3-Year CD

Penalty: 180 days of interest

 3-year $2,500 4.10% 4.35% −0.25 pts 4.14% −0.04 pts #4 of 5

5-Year CD

Penalty: 180 days of interest

 5-year $1,000 4.25% 4.25% Best rate 4.15% +0.10 pts #1 of 8

How Prairie Trust Credit Union compares with the top 5

6-month CDs

  1. 1. Prairie Trust Credit Union 4.68%
  2. 2. Northgate Direct 4.52%
  3. 3. Summit Ridge Savings 4.51%
  4. 4. Cedar Hollow Bank 4.49%
  5. 5. Lakeshore Community CU 4.35%

1-year CDs

  1. 1. Northgate Direct 4.80%
  2. 2. Harborline Bank 4.78%
  3. 3. Prairie Trust Credit Union 4.76%
  4. 4. Bluewater Federal 4.63%
  5. 5. Summit Ridge Savings 4.50%

2-year CDs

  1. 1. Summit Ridge Savings 4.37%
  2. 2. Harborline Bank 4.34%
  3. 3. Northgate Direct 4.33%
  4. 4. Lakeshore Community CU 4.28%
  5. 5. Prairie Trust Credit Union 4.22%

3-year CDs

  1. 1. Harborline Bank 4.35%
  2. 2. Summit Ridge Savings 4.18%
  3. 3. Northgate Direct 4.18%
  4. 4. Prairie Trust Credit Union 4.10%
  5. 5. Cedar Hollow Bank 3.88%

5-year CDs

  1. 1. Prairie Trust Credit Union 4.25%
  2. 2. Harborline Bank 4.21%
  3. 3. Lakeshore Community CU 4.13%
  4. 4. Bluewater Federal 4.08%
  5. 5. Summit Ridge Savings 4.07%

Rates over time

Prairie Trust Credit Union APY history
  • 6-month · 6-Month CD
  • 1-year · 1-Year CD
  • 2-year · 2-Year CD
  • 3-year · 3-Year CD
  • 5-year · 5-Year CD
Prairie Trust Credit Union APY history: APY over time 3.75% 4.13% 4.50% 4.88% 5.25% Aug 12 Sep 2 Sep 23 Oct 14 Nov 4 6-month · 6-Month CD — Aug 12, 2026: 4.99% APY 6-month · 6-Month CD — Aug 26, 2026: 4.93% APY 6-month · 6-Month CD — Sep 9, 2026: 4.90% APY 6-month · 6-Month CD — Sep 23, 2026: 4.88% APY 6-month · 6-Month CD — Oct 7, 2026: 4.79% APY 6-month · 6-Month CD — Oct 21, 2026: 4.78% APY 6-month · 6-Month CD — Nov 4, 2026: 4.68% APY 1-year · 1-Year CD — Aug 12, 2026: 5.10% APY 1-year · 1-Year CD — Aug 26, 2026: 5.06% APY 1-year · 1-Year CD — Sep 9, 2026: 5.03% APY 1-year · 1-Year CD — Sep 23, 2026: 5.03% APY 1-year · 1-Year CD — Oct 7, 2026: 4.91% APY 1-year · 1-Year CD — Oct 21, 2026: 4.90% APY 1-year · 1-Year CD — Nov 4, 2026: 4.76% APY 2-year · 2-Year CD — Aug 12, 2026: 4.53% APY 2-year · 2-Year CD — Aug 26, 2026: 4.44% APY 2-year · 2-Year CD — Sep 9, 2026: 4.33% APY 2-year · 2-Year CD — Sep 23, 2026: 4.21% APY 2-year · 2-Year CD — Oct 7, 2026: 4.20% APY 2-year · 2-Year CD — Oct 21, 2026: 4.14% APY 2-year · 2-Year CD — Nov 4, 2026: 4.22% APY 3-year · 3-Year CD — Aug 12, 2026: 4.46% APY 3-year · 3-Year CD — Aug 26, 2026: 4.39% APY 3-year · 3-Year CD — Sep 9, 2026: 4.35% APY 3-year · 3-Year CD — Sep 23, 2026: 4.26% APY 3-year · 3-Year CD — Oct 7, 2026: 4.16% APY 3-year · 3-Year CD — Oct 21, 2026: 4.12% APY 3-year · 3-Year CD — Nov 4, 2026: 4.10% APY 5-year · 5-Year CD — Aug 12, 2026: 4.58% APY 5-year · 5-Year CD — Aug 26, 2026: 4.55% APY 5-year · 5-Year CD — Sep 9, 2026: 4.45% APY 5-year · 5-Year CD — Sep 23, 2026: 4.41% APY 5-year · 5-Year CD — Oct 7, 2026: 4.38% APY 5-year · 5-Year CD — Oct 21, 2026: 4.32% APY 5-year · 5-Year CD — Nov 4, 2026: 4.25% APY
View as table
ProductDateAPY
6-month · 6-Month CDAug 12, 20264.99%
6-month · 6-Month CDAug 26, 20264.93%
6-month · 6-Month CDSep 9, 20264.90%
6-month · 6-Month CDSep 23, 20264.88%
6-month · 6-Month CDOct 7, 20264.79%
6-month · 6-Month CDOct 21, 20264.78%
6-month · 6-Month CDNov 4, 20264.68%
1-year · 1-Year CDAug 12, 20265.10%
1-year · 1-Year CDAug 26, 20265.06%
1-year · 1-Year CDSep 9, 20265.03%
1-year · 1-Year CDSep 23, 20265.03%
1-year · 1-Year CDOct 7, 20264.91%
1-year · 1-Year CDOct 21, 20264.90%
1-year · 1-Year CDNov 4, 20264.76%
2-year · 2-Year CDAug 12, 20264.53%
2-year · 2-Year CDAug 26, 20264.44%
2-year · 2-Year CDSep 9, 20264.33%
2-year · 2-Year CDSep 23, 20264.21%
2-year · 2-Year CDOct 7, 20264.20%
2-year · 2-Year CDOct 21, 20264.14%
2-year · 2-Year CDNov 4, 20264.22%
3-year · 3-Year CDAug 12, 20264.46%
3-year · 3-Year CDAug 26, 20264.39%
3-year · 3-Year CDSep 9, 20264.35%
3-year · 3-Year CDSep 23, 20264.26%
3-year · 3-Year CDOct 7, 20264.16%
3-year · 3-Year CDOct 21, 20264.12%
3-year · 3-Year CDNov 4, 20264.10%
5-year · 5-Year CDAug 12, 20264.58%
5-year · 5-Year CDAug 26, 20264.55%
5-year · 5-Year CDSep 9, 20264.45%
5-year · 5-Year CDSep 23, 20264.41%
5-year · 5-Year CDOct 7, 20264.38%
5-year · 5-Year CDOct 21, 20264.32%
5-year · 5-Year CDNov 4, 20264.25%

About Prairie Trust Credit Union

Prairie Trust Credit Union is a fictional demo lender used to preview CDRates. It offers a range of certificates of deposit with terms from three months to five years.

Deposits are insured up to the legal limit.

Reviews

4.0 average from 3 reviews

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Sherman Dickinson III · Nov 4, 2026

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Mya Tremblay · Nov 4, 2026

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Miss Faye Steuber · Nov 4, 2026

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