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CDRates

Harborline Bank

Online bank with no-fee CDs and fast account opening.

3.0 (3)
Visit Harborline Bank →
Website
example.com/harborline-bank
Headquarters
Boston, MA
Institution type
Bank
Deposit insurance
FDIC
Founded
1978

Current CD rates vs. the market

Each rate compared with the best APY and the top-5 average for the same term across every lender we track.

Product Term Min. deposit APY Best rate vs. best Top-5 avg vs. top 5 Rank

1-Year CD

Penalty: 90 days of interest

 1-year $0 4.78% 4.80% −0.02 pts 4.69% +0.09 pts #2 of 7

18-Month CD

Penalty: 180 days of interest

 18-month $0 4.49% 4.53% −0.04 pts 4.33% +0.16 pts #2 of 5

2-Year CD

Penalty: 180 days of interest

 2-year $500 4.34% 4.37% −0.03 pts 4.31% +0.03 pts #2 of 8

3-Year CD

Penalty: 180 days of interest

 3-year $1,000 4.35% 4.35% Best rate 4.14% +0.21 pts #1 of 5

5-Year CD

Penalty: 180 days of interest

 5-year $1,000 4.21% 4.25% −0.04 pts 4.15% +0.06 pts #2 of 8

How Harborline Bank compares with the top 5

1-year CDs

  1. 1. Northgate Direct 4.80%
  2. 2. Harborline Bank 4.78%
  3. 3. Prairie Trust Credit Union 4.76%
  4. 4. Bluewater Federal 4.63%
  5. 5. Summit Ridge Savings 4.50%

18-month CDs

  1. 1. Summit Ridge Savings 4.53%
  2. 2. Harborline Bank 4.49%
  3. 3. Lakeshore Community CU 4.36%
  4. 4. Ironwood Savings Bank 4.23%
  5. 5. Cedar Hollow Bank 4.06%

2-year CDs

  1. 1. Summit Ridge Savings 4.37%
  2. 2. Harborline Bank 4.34%
  3. 3. Northgate Direct 4.33%
  4. 4. Lakeshore Community CU 4.28%
  5. 5. Prairie Trust Credit Union 4.22%

3-year CDs

  1. 1. Harborline Bank 4.35%
  2. 2. Summit Ridge Savings 4.18%
  3. 3. Northgate Direct 4.18%
  4. 4. Prairie Trust Credit Union 4.10%
  5. 5. Cedar Hollow Bank 3.88%

5-year CDs

  1. 1. Prairie Trust Credit Union 4.25%
  2. 2. Harborline Bank 4.21%
  3. 3. Lakeshore Community CU 4.13%
  4. 4. Bluewater Federal 4.08%
  5. 5. Summit Ridge Savings 4.07%

Rates over time

Harborline Bank APY history
  • 1-year · 1-Year CD
  • 18-month · 18-Month CD
  • 2-year · 2-Year CD
  • 3-year · 3-Year CD
  • 5-year · 5-Year CD
Harborline Bank APY history: APY over time 4.00% 4.31% 4.63% 4.94% 5.25% Aug 12 Sep 2 Sep 23 Oct 14 Nov 4 1-year · 1-Year CD — Aug 12, 2026: 5.07% APY 1-year · 1-Year CD — Aug 26, 2026: 4.96% APY 1-year · 1-Year CD — Sep 9, 2026: 4.85% APY 1-year · 1-Year CD — Sep 23, 2026: 4.83% APY 1-year · 1-Year CD — Oct 7, 2026: 4.75% APY 1-year · 1-Year CD — Oct 21, 2026: 4.71% APY 1-year · 1-Year CD — Nov 4, 2026: 4.78% APY 18-month · 18-Month CD — Aug 12, 2026: 4.84% APY 18-month · 18-Month CD — Aug 26, 2026: 4.78% APY 18-month · 18-Month CD — Sep 9, 2026: 4.66% APY 18-month · 18-Month CD — Sep 23, 2026: 4.56% APY 18-month · 18-Month CD — Oct 7, 2026: 4.51% APY 18-month · 18-Month CD — Oct 21, 2026: 4.44% APY 18-month · 18-Month CD — Nov 4, 2026: 4.49% APY 2-year · 2-Year CD — Aug 12, 2026: 4.63% APY 2-year · 2-Year CD — Aug 26, 2026: 4.56% APY 2-year · 2-Year CD — Sep 9, 2026: 4.47% APY 2-year · 2-Year CD — Sep 23, 2026: 4.44% APY 2-year · 2-Year CD — Oct 7, 2026: 4.42% APY 2-year · 2-Year CD — Oct 21, 2026: 4.38% APY 2-year · 2-Year CD — Nov 4, 2026: 4.34% APY 3-year · 3-Year CD — Aug 12, 2026: 4.68% APY 3-year · 3-Year CD — Aug 26, 2026: 4.61% APY 3-year · 3-Year CD — Sep 9, 2026: 4.54% APY 3-year · 3-Year CD — Sep 23, 2026: 4.43% APY 3-year · 3-Year CD — Oct 7, 2026: 4.43% APY 3-year · 3-Year CD — Oct 21, 2026: 4.38% APY 3-year · 3-Year CD — Nov 4, 2026: 4.35% APY 5-year · 5-Year CD — Aug 12, 2026: 4.54% APY 5-year · 5-Year CD — Aug 26, 2026: 4.45% APY 5-year · 5-Year CD — Sep 9, 2026: 4.41% APY 5-year · 5-Year CD — Sep 23, 2026: 4.33% APY 5-year · 5-Year CD — Oct 7, 2026: 4.31% APY 5-year · 5-Year CD — Oct 21, 2026: 4.23% APY 5-year · 5-Year CD — Nov 4, 2026: 4.21% APY
View as table
ProductDateAPY
1-year · 1-Year CDAug 12, 20265.07%
1-year · 1-Year CDAug 26, 20264.96%
1-year · 1-Year CDSep 9, 20264.85%
1-year · 1-Year CDSep 23, 20264.83%
1-year · 1-Year CDOct 7, 20264.75%
1-year · 1-Year CDOct 21, 20264.71%
1-year · 1-Year CDNov 4, 20264.78%
18-month · 18-Month CDAug 12, 20264.84%
18-month · 18-Month CDAug 26, 20264.78%
18-month · 18-Month CDSep 9, 20264.66%
18-month · 18-Month CDSep 23, 20264.56%
18-month · 18-Month CDOct 7, 20264.51%
18-month · 18-Month CDOct 21, 20264.44%
18-month · 18-Month CDNov 4, 20264.49%
2-year · 2-Year CDAug 12, 20264.63%
2-year · 2-Year CDAug 26, 20264.56%
2-year · 2-Year CDSep 9, 20264.47%
2-year · 2-Year CDSep 23, 20264.44%
2-year · 2-Year CDOct 7, 20264.42%
2-year · 2-Year CDOct 21, 20264.38%
2-year · 2-Year CDNov 4, 20264.34%
3-year · 3-Year CDAug 12, 20264.68%
3-year · 3-Year CDAug 26, 20264.61%
3-year · 3-Year CDSep 9, 20264.54%
3-year · 3-Year CDSep 23, 20264.43%
3-year · 3-Year CDOct 7, 20264.43%
3-year · 3-Year CDOct 21, 20264.38%
3-year · 3-Year CDNov 4, 20264.35%
5-year · 5-Year CDAug 12, 20264.54%
5-year · 5-Year CDAug 26, 20264.45%
5-year · 5-Year CDSep 9, 20264.41%
5-year · 5-Year CDSep 23, 20264.33%
5-year · 5-Year CDOct 7, 20264.31%
5-year · 5-Year CDOct 21, 20264.23%
5-year · 5-Year CDNov 4, 20264.21%

About Harborline Bank

Harborline Bank is a fictional demo lender used to preview CDRates. It offers a range of certificates of deposit with terms from three months to five years.

Deposits are insured up to the legal limit.

Reviews

3.0 average from 3 reviews

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Sherman Dickinson III · Nov 4, 2026

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Dr. Benny Leannon I · Nov 4, 2026

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Leslie Abshire · Nov 4, 2026

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