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CDRates

Ironwood Savings Bank

Online bank with no-fee CDs and fast account opening.

3.3 (3)
Visit Ironwood Savings Bank →
Website
example.com/ironwood-savings-bank
Headquarters
Pittsburgh, PA
Institution type
Bank
Deposit insurance
FDIC
Founded
1899

Current CD rates vs. the market

Each rate compared with the best APY and the top-5 average for the same term across every lender we track.

Product Term Min. deposit APY Best rate vs. best Top-5 avg vs. top 5 Rank

6-Month CD

Penalty: 90 days of interest

 6-month $0 4.21% 4.68% −0.47 pts 4.51% −0.30 pts #7 of 7

9-Month CD

Penalty: 90 days of interest

 9-month $500 4.25% 4.56% −0.31 pts 4.42% −0.17 pts #5 of 6

1-Year CD

Penalty: 90 days of interest

 1-year $2,500 4.15% 4.80% −0.65 pts 4.69% −0.54 pts #7 of 7

18-Month CD

Penalty: 180 days of interest

 18-month $0 4.23% 4.53% −0.30 pts 4.33% −0.10 pts #4 of 5

2-Year CD

Penalty: 180 days of interest

 2-year $1,000 4.10% 4.37% −0.27 pts 4.31% −0.21 pts #6 of 8

5-Year CD

Penalty: 180 days of interest

 5-year $500 3.65% 4.25% −0.60 pts 4.15% −0.50 pts #8 of 8

How Ironwood Savings Bank compares with the top 5

6-month CDs

  1. 1. Prairie Trust Credit Union 4.68%
  2. 2. Northgate Direct 4.52%
  3. 3. Summit Ridge Savings 4.51%
  4. 4. Cedar Hollow Bank 4.49%
  5. 5. Lakeshore Community CU 4.35%

9-month CDs

  1. 1. Northgate Direct 4.56%
  2. 2. Bluewater Federal 4.51%
  3. 3. Summit Ridge Savings 4.47%
  4. 4. Lakeshore Community CU 4.32%
  5. 5. Ironwood Savings Bank 4.25%

1-year CDs

  1. 1. Northgate Direct 4.80%
  2. 2. Harborline Bank 4.78%
  3. 3. Prairie Trust Credit Union 4.76%
  4. 4. Bluewater Federal 4.63%
  5. 5. Summit Ridge Savings 4.50%

18-month CDs

  1. 1. Summit Ridge Savings 4.53%
  2. 2. Harborline Bank 4.49%
  3. 3. Lakeshore Community CU 4.36%
  4. 4. Ironwood Savings Bank 4.23%
  5. 5. Cedar Hollow Bank 4.06%

2-year CDs

  1. 1. Summit Ridge Savings 4.37%
  2. 2. Harborline Bank 4.34%
  3. 3. Northgate Direct 4.33%
  4. 4. Lakeshore Community CU 4.28%
  5. 5. Prairie Trust Credit Union 4.22%

5-year CDs

  1. 1. Prairie Trust Credit Union 4.25%
  2. 2. Harborline Bank 4.21%
  3. 3. Lakeshore Community CU 4.13%
  4. 4. Bluewater Federal 4.08%
  5. 5. Summit Ridge Savings 4.07%

Rates over time

Ironwood Savings Bank APY history
  • 6-month · 6-Month CD
  • 9-month · 9-Month CD
  • 1-year · 1-Year CD
  • 18-month · 18-Month CD
  • 2-year · 2-Year CD
  • 5-year · 5-Year CD
Ironwood Savings Bank APY history: APY over time 3.25% 3.63% 4.00% 4.38% 4.75% Aug 12 Sep 2 Sep 23 Oct 14 Nov 4 6-month · 6-Month CD — Aug 12, 2026: 4.50% APY 6-month · 6-Month CD — Aug 26, 2026: 4.47% APY 6-month · 6-Month CD — Sep 9, 2026: 4.37% APY 6-month · 6-Month CD — Sep 23, 2026: 4.36% APY 6-month · 6-Month CD — Oct 7, 2026: 4.35% APY 6-month · 6-Month CD — Oct 21, 2026: 4.32% APY 6-month · 6-Month CD — Nov 4, 2026: 4.21% APY 9-month · 9-Month CD — Aug 12, 2026: 4.65% APY 9-month · 9-Month CD — Aug 26, 2026: 4.65% APY 9-month · 9-Month CD — Sep 9, 2026: 4.62% APY 9-month · 9-Month CD — Sep 23, 2026: 4.54% APY 9-month · 9-Month CD — Oct 7, 2026: 4.50% APY 9-month · 9-Month CD — Oct 21, 2026: 4.48% APY 9-month · 9-Month CD — Nov 4, 2026: 4.25% APY 1-year · 1-Year CD — Aug 12, 2026: 4.47% APY 1-year · 1-Year CD — Aug 26, 2026: 4.46% APY 1-year · 1-Year CD — Sep 9, 2026: 4.42% APY 1-year · 1-Year CD — Sep 23, 2026: 4.31% APY 1-year · 1-Year CD — Oct 7, 2026: 4.27% APY 1-year · 1-Year CD — Oct 21, 2026: 4.17% APY 1-year · 1-Year CD — Nov 4, 2026: 4.15% APY 18-month · 18-Month CD — Aug 12, 2026: 4.58% APY 18-month · 18-Month CD — Aug 26, 2026: 4.53% APY 18-month · 18-Month CD — Sep 9, 2026: 4.49% APY 18-month · 18-Month CD — Sep 23, 2026: 4.49% APY 18-month · 18-Month CD — Oct 7, 2026: 4.41% APY 18-month · 18-Month CD — Oct 21, 2026: 4.34% APY 18-month · 18-Month CD — Nov 4, 2026: 4.23% APY 2-year · 2-Year CD — Aug 12, 2026: 4.46% APY 2-year · 2-Year CD — Aug 26, 2026: 4.40% APY 2-year · 2-Year CD — Sep 9, 2026: 4.35% APY 2-year · 2-Year CD — Sep 23, 2026: 4.25% APY 2-year · 2-Year CD — Oct 7, 2026: 4.19% APY 2-year · 2-Year CD — Oct 21, 2026: 4.12% APY 2-year · 2-Year CD — Nov 4, 2026: 4.10% APY 5-year · 5-Year CD — Aug 12, 2026: 4.00% APY 5-year · 5-Year CD — Aug 26, 2026: 3.89% APY 5-year · 5-Year CD — Sep 9, 2026: 3.82% APY 5-year · 5-Year CD — Sep 23, 2026: 3.77% APY 5-year · 5-Year CD — Oct 7, 2026: 3.67% APY 5-year · 5-Year CD — Oct 21, 2026: 3.55% APY 5-year · 5-Year CD — Nov 4, 2026: 3.65% APY
View as table
ProductDateAPY
6-month · 6-Month CDAug 12, 20264.50%
6-month · 6-Month CDAug 26, 20264.47%
6-month · 6-Month CDSep 9, 20264.37%
6-month · 6-Month CDSep 23, 20264.36%
6-month · 6-Month CDOct 7, 20264.35%
6-month · 6-Month CDOct 21, 20264.32%
6-month · 6-Month CDNov 4, 20264.21%
9-month · 9-Month CDAug 12, 20264.65%
9-month · 9-Month CDAug 26, 20264.65%
9-month · 9-Month CDSep 9, 20264.62%
9-month · 9-Month CDSep 23, 20264.54%
9-month · 9-Month CDOct 7, 20264.50%
9-month · 9-Month CDOct 21, 20264.48%
9-month · 9-Month CDNov 4, 20264.25%
1-year · 1-Year CDAug 12, 20264.47%
1-year · 1-Year CDAug 26, 20264.46%
1-year · 1-Year CDSep 9, 20264.42%
1-year · 1-Year CDSep 23, 20264.31%
1-year · 1-Year CDOct 7, 20264.27%
1-year · 1-Year CDOct 21, 20264.17%
1-year · 1-Year CDNov 4, 20264.15%
18-month · 18-Month CDAug 12, 20264.58%
18-month · 18-Month CDAug 26, 20264.53%
18-month · 18-Month CDSep 9, 20264.49%
18-month · 18-Month CDSep 23, 20264.49%
18-month · 18-Month CDOct 7, 20264.41%
18-month · 18-Month CDOct 21, 20264.34%
18-month · 18-Month CDNov 4, 20264.23%
2-year · 2-Year CDAug 12, 20264.46%
2-year · 2-Year CDAug 26, 20264.40%
2-year · 2-Year CDSep 9, 20264.35%
2-year · 2-Year CDSep 23, 20264.25%
2-year · 2-Year CDOct 7, 20264.19%
2-year · 2-Year CDOct 21, 20264.12%
2-year · 2-Year CDNov 4, 20264.10%
5-year · 5-Year CDAug 12, 20264.00%
5-year · 5-Year CDAug 26, 20263.89%
5-year · 5-Year CDSep 9, 20263.82%
5-year · 5-Year CDSep 23, 20263.77%
5-year · 5-Year CDOct 7, 20263.67%
5-year · 5-Year CDOct 21, 20263.55%
5-year · 5-Year CDNov 4, 20263.65%

About Ironwood Savings Bank

Ironwood Savings Bank is a fictional demo lender used to preview CDRates. It offers a range of certificates of deposit with terms from three months to five years.

Deposits are insured up to the legal limit.

Reviews

3.3 average from 3 reviews

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