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CDRates

Summit Ridge Savings

Online bank with no-fee CDs and fast account opening.

4.7 (3)
Visit Summit Ridge Savings →
Website
example.com/summit-ridge-savings
Headquarters
Denver, CO
Institution type
Bank
Deposit insurance
FDIC
Founded
1962

Current CD rates vs. the market

Each rate compared with the best APY and the top-5 average for the same term across every lender we track.

Product Term Min. deposit APY Best rate vs. best Top-5 avg vs. top 5 Rank

6-Month CD

Penalty: 90 days of interest

 6-month $2,500 4.51% 4.68% −0.17 pts 4.51% +0.00 pts #3 of 7

9-Month CD

Penalty: 90 days of interest

 9-month $2,500 4.47% 4.56% −0.09 pts 4.42% +0.05 pts #3 of 6

1-Year CD

Penalty: 90 days of interest

 1-year $1,000 4.50% 4.80% −0.30 pts 4.69% −0.19 pts #5 of 7

18-Month CD

Penalty: 180 days of interest

 18-month $1,000 4.53% 4.53% Best rate 4.33% +0.20 pts #1 of 5

2-Year CD

Penalty: 180 days of interest

 2-year $1,000 4.37% 4.37% Best rate 4.31% +0.06 pts #1 of 8

3-Year CD

Penalty: 180 days of interest

 3-year $500 4.18% 4.35% −0.17 pts 4.14% +0.04 pts #2 of 5

5-Year CD

Penalty: 180 days of interest

 5-year $0 4.07% 4.25% −0.18 pts 4.15% −0.08 pts #5 of 8

How Summit Ridge Savings compares with the top 5

6-month CDs

  1. 1. Prairie Trust Credit Union 4.68%
  2. 2. Northgate Direct 4.52%
  3. 3. Summit Ridge Savings 4.51%
  4. 4. Cedar Hollow Bank 4.49%
  5. 5. Lakeshore Community CU 4.35%

9-month CDs

  1. 1. Northgate Direct 4.56%
  2. 2. Bluewater Federal 4.51%
  3. 3. Summit Ridge Savings 4.47%
  4. 4. Lakeshore Community CU 4.32%
  5. 5. Ironwood Savings Bank 4.25%

1-year CDs

  1. 1. Northgate Direct 4.80%
  2. 2. Harborline Bank 4.78%
  3. 3. Prairie Trust Credit Union 4.76%
  4. 4. Bluewater Federal 4.63%
  5. 5. Summit Ridge Savings 4.50%

18-month CDs

  1. 1. Summit Ridge Savings 4.53%
  2. 2. Harborline Bank 4.49%
  3. 3. Lakeshore Community CU 4.36%
  4. 4. Ironwood Savings Bank 4.23%
  5. 5. Cedar Hollow Bank 4.06%

2-year CDs

  1. 1. Summit Ridge Savings 4.37%
  2. 2. Harborline Bank 4.34%
  3. 3. Northgate Direct 4.33%
  4. 4. Lakeshore Community CU 4.28%
  5. 5. Prairie Trust Credit Union 4.22%

3-year CDs

  1. 1. Harborline Bank 4.35%
  2. 2. Summit Ridge Savings 4.18%
  3. 3. Northgate Direct 4.18%
  4. 4. Prairie Trust Credit Union 4.10%
  5. 5. Cedar Hollow Bank 3.88%

5-year CDs

  1. 1. Prairie Trust Credit Union 4.25%
  2. 2. Harborline Bank 4.21%
  3. 3. Lakeshore Community CU 4.13%
  4. 4. Bluewater Federal 4.08%
  5. 5. Summit Ridge Savings 4.07%

Rates over time

Summit Ridge Savings APY history
  • 6-month · 6-Month CD
  • 9-month · 9-Month CD
  • 1-year · 1-Year CD
  • 18-month · 18-Month CD
  • 2-year · 2-Year CD
  • 3-year · 3-Year CD
  • 5-year · 5-Year CD
Summit Ridge Savings APY history: APY over time 3.75% 4.06% 4.38% 4.69% 5.00% Aug 12 Sep 2 Sep 23 Oct 14 Nov 4 6-month · 6-Month CD — Aug 12, 2026: 4.79% APY 6-month · 6-Month CD — Aug 26, 2026: 4.76% APY 6-month · 6-Month CD — Sep 9, 2026: 4.69% APY 6-month · 6-Month CD — Sep 23, 2026: 4.59% APY 6-month · 6-Month CD — Oct 7, 2026: 4.48% APY 6-month · 6-Month CD — Oct 21, 2026: 4.48% APY 6-month · 6-Month CD — Nov 4, 2026: 4.51% APY 9-month · 9-Month CD — Aug 12, 2026: 4.85% APY 9-month · 9-Month CD — Aug 26, 2026: 4.74% APY 9-month · 9-Month CD — Sep 9, 2026: 4.72% APY 9-month · 9-Month CD — Sep 23, 2026: 4.66% APY 9-month · 9-Month CD — Oct 7, 2026: 4.60% APY 9-month · 9-Month CD — Oct 21, 2026: 4.58% APY 9-month · 9-Month CD — Nov 4, 2026: 4.47% APY 1-year · 1-Year CD — Aug 12, 2026: 4.86% APY 1-year · 1-Year CD — Aug 26, 2026: 4.83% APY 1-year · 1-Year CD — Sep 9, 2026: 4.76% APY 1-year · 1-Year CD — Sep 23, 2026: 4.75% APY 1-year · 1-Year CD — Oct 7, 2026: 4.73% APY 1-year · 1-Year CD — Oct 21, 2026: 4.66% APY 1-year · 1-Year CD — Nov 4, 2026: 4.50% APY 18-month · 18-Month CD — Aug 12, 2026: 4.90% APY 18-month · 18-Month CD — Aug 26, 2026: 4.83% APY 18-month · 18-Month CD — Sep 9, 2026: 4.76% APY 18-month · 18-Month CD — Sep 23, 2026: 4.65% APY 18-month · 18-Month CD — Oct 7, 2026: 4.62% APY 18-month · 18-Month CD — Oct 21, 2026: 4.56% APY 18-month · 18-Month CD — Nov 4, 2026: 4.53% APY 2-year · 2-Year CD — Aug 12, 2026: 4.68% APY 2-year · 2-Year CD — Aug 26, 2026: 4.58% APY 2-year · 2-Year CD — Sep 9, 2026: 4.58% APY 2-year · 2-Year CD — Sep 23, 2026: 4.47% APY 2-year · 2-Year CD — Oct 7, 2026: 4.46% APY 2-year · 2-Year CD — Oct 21, 2026: 4.41% APY 2-year · 2-Year CD — Nov 4, 2026: 4.37% APY 3-year · 3-Year CD — Aug 12, 2026: 4.58% APY 3-year · 3-Year CD — Aug 26, 2026: 4.47% APY 3-year · 3-Year CD — Sep 9, 2026: 4.36% APY 3-year · 3-Year CD — Sep 23, 2026: 4.25% APY 3-year · 3-Year CD — Oct 7, 2026: 4.22% APY 3-year · 3-Year CD — Oct 21, 2026: 4.20% APY 3-year · 3-Year CD — Nov 4, 2026: 4.18% APY 5-year · 5-Year CD — Aug 12, 2026: 4.39% APY 5-year · 5-Year CD — Aug 26, 2026: 4.36% APY 5-year · 5-Year CD — Sep 9, 2026: 4.28% APY 5-year · 5-Year CD — Sep 23, 2026: 4.22% APY 5-year · 5-Year CD — Oct 7, 2026: 4.19% APY 5-year · 5-Year CD — Oct 21, 2026: 4.18% APY 5-year · 5-Year CD — Nov 4, 2026: 4.07% APY
View as table
ProductDateAPY
6-month · 6-Month CDAug 12, 20264.79%
6-month · 6-Month CDAug 26, 20264.76%
6-month · 6-Month CDSep 9, 20264.69%
6-month · 6-Month CDSep 23, 20264.59%
6-month · 6-Month CDOct 7, 20264.48%
6-month · 6-Month CDOct 21, 20264.48%
6-month · 6-Month CDNov 4, 20264.51%
9-month · 9-Month CDAug 12, 20264.85%
9-month · 9-Month CDAug 26, 20264.74%
9-month · 9-Month CDSep 9, 20264.72%
9-month · 9-Month CDSep 23, 20264.66%
9-month · 9-Month CDOct 7, 20264.60%
9-month · 9-Month CDOct 21, 20264.58%
9-month · 9-Month CDNov 4, 20264.47%
1-year · 1-Year CDAug 12, 20264.86%
1-year · 1-Year CDAug 26, 20264.83%
1-year · 1-Year CDSep 9, 20264.76%
1-year · 1-Year CDSep 23, 20264.75%
1-year · 1-Year CDOct 7, 20264.73%
1-year · 1-Year CDOct 21, 20264.66%
1-year · 1-Year CDNov 4, 20264.50%
18-month · 18-Month CDAug 12, 20264.90%
18-month · 18-Month CDAug 26, 20264.83%
18-month · 18-Month CDSep 9, 20264.76%
18-month · 18-Month CDSep 23, 20264.65%
18-month · 18-Month CDOct 7, 20264.62%
18-month · 18-Month CDOct 21, 20264.56%
18-month · 18-Month CDNov 4, 20264.53%
2-year · 2-Year CDAug 12, 20264.68%
2-year · 2-Year CDAug 26, 20264.58%
2-year · 2-Year CDSep 9, 20264.58%
2-year · 2-Year CDSep 23, 20264.47%
2-year · 2-Year CDOct 7, 20264.46%
2-year · 2-Year CDOct 21, 20264.41%
2-year · 2-Year CDNov 4, 20264.37%
3-year · 3-Year CDAug 12, 20264.58%
3-year · 3-Year CDAug 26, 20264.47%
3-year · 3-Year CDSep 9, 20264.36%
3-year · 3-Year CDSep 23, 20264.25%
3-year · 3-Year CDOct 7, 20264.22%
3-year · 3-Year CDOct 21, 20264.20%
3-year · 3-Year CDNov 4, 20264.18%
5-year · 5-Year CDAug 12, 20264.39%
5-year · 5-Year CDAug 26, 20264.36%
5-year · 5-Year CDSep 9, 20264.28%
5-year · 5-Year CDSep 23, 20264.22%
5-year · 5-Year CDOct 7, 20264.19%
5-year · 5-Year CDOct 21, 20264.18%
5-year · 5-Year CDNov 4, 20264.07%

About Summit Ridge Savings

Summit Ridge Savings is a fictional demo lender used to preview CDRates. It offers a range of certificates of deposit with terms from three months to five years.

Deposits are insured up to the legal limit.

Reviews

4.7 average from 3 reviews

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